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Frequently Asked Questions

The COMESA Yellow Card is intended for use within member countries. However, through the Business-to-Business (B2B) alternative arrangement framework, the Yellow Card can be issued in non-member countries like South Africa, Mozambique, Namibia and South Sudan and compensation applies whilst the motorist is in the COMESA Yellow Card Member country.

Yes, the COMESA Yellow Card is valid for both private and commercial vehicles. However, the premium rates may vary based on the vehicle type and the intended use.

Cancellation policies for the COMESA Yellow Card vary by country and insurance provider. If you need to cancel your Yellow Card, contact your issuing insurance company for their specific cancellation terms and any potential refunds.

 It is important to ensure your COMESA Yellow Card is valid for the entire duration of your trip. If it expires while you are traveling, you must contact the National Bureau of the country you are  visiting to obtain local third-party insurance cover for a maximum period of 30 days.

If your COMESA Yellow Card is lost or stolen, report it immediately to your insurance provider and the local authorities. The insurance provider will cancel the lost or stolen card in the Digital Yellow Card system. Claims made on lost or stolen Yellow Cards will not be entertained.

Yes, driving without a valid COMESA Yellow Card in a member country may result in fines, vehicle impounding, or other legal penalties. Ensure you have valid insurance coverage before crossing borders.

The COMESA Yellow Card operates under the legal frameworks of member countries. It is designed to meet the minimum compulsory third-party motor vehicle insurance requirements in each participating state. 

Each National Bureau is responsible for ensuring that the Yellow Card complies with local laws and regulations. Legal defense in the event of a lawsuit is managed by the Handling National Bureau.